Harold Moore Financial Portfolio

Harold Moore Inheritance Tax Planning Everyone is aware of the major fluctuations in the property market. The previous rises in house prices could mean that more people are finding themselves potentially liable for Inheritance Tax. What is Inheritance Tax Planning? If you die and your estate is worth more that a certain amount of money, then your next to ken could find themselves paying as much as 40% in inheritance tax.. Would I be right in saying that you would prefer to leave that to someone you care about instead? At Harold Moore Financial Services, I can help you with Inheritance Tax Planning to minimise or avoid any possible payment of Inheritance Tax Planning. You may feel that you have all bases covered already but it is impossible to predict what will happen in the future. An unexpected inheritance from a relative, increase in inflation or increase in house prices could have an impact on the value of your estate. There are several ways to protect ...

Retiring soon? The day has finally arrived; you’re going to be retiring soon. You probably have a calendar on the wall where you are counting down your last working days. The year and certainly the 6 months pre your retirement is very important. You will hear from the company that your pension is with (your pension provider) giving details of what you can expect to receive as an income in your retirement.  At Harold Moore Financial Services I am  committed to helping you maximise your retirement income. The market is continually evolving to address the flexibility of how you can access your pension savings pot – I can help you invest for long term income and death benefits, or shop around for annuities. Simply put an annuity is a one off purchase that determines your income for the rest of your life. They are as individual as you are.  They have features that can be added and tailored to your specific needs. Each feature or option has an effect on the income you ...

Are you lucky enough to have some spare cash? You have worked hard to earn and save your money with a view to putting it to good use in the future. We all save for different reasons, better cars, starting a family, children’s education or a luxury holiday. Whatever your reason for saving, you may choose to put it in an investment. In the current financial climate the word investment tends to conjure up images of stock markets and let’s be honest a bit of financial jargon not easily understood It doesn’t have to be that way! In basic terms an investment is putting money into something with the expectation of a gain after a set term and that has been thoroughly analysed and has a high degree of security. You didn’t choose to gamble with your money and neither will I. i offer tax efficient savings products, to low and higher risk investment products depending on your own circumstances and attitude to risk. Fluctuations in the market can cause your investment to go up and do...

Do you have a plan for your retirement? It’s estimated that this very question pops into the mind of everyone working at least once a month.  Many a discussion has been had about playing more golf, traveling more, spending time with the grand kids, the list is endless. Typically our days are expected to follow this pattern before and during retirement. If you don’t make the right provisions now while your earning it could be a very long and boring retirement! Don’t forget, recent reports from the government and the office of national statistics indicate that we are living longer due to a healthier lifestyle and advances in medicine. Contact me today for a free consultation

Harold Moore Financial Advisory Services. The best advice on Mortgages. Possibly the biggest purchase of your life. The financial market is swamped with companies making various different introductory offers. The offers themselves are very appealing and attractive but what about the small print? As a seasoned mortgage expert, I do the small print reading for you. I have access to the full market and i search tirelessly for the best deal available with no hidden surprises. If for example, you have arranged your mortgage with your bank or building society the adviser that you spoke to is tied to specific products. He or she can only recommend mortgages or life products sold by the bank or building society that they work for. Because I am an independent advisory I have access to all high street banks / building societies, mortgage only companies and specialist providers, literally hundreds of deals. Why would you not give yourself the best chance possible to secure the best deal...

Protecting you and your family against life’s uncertainties. Not a subject any of us like to discuss but a great way to give you peace of mind, should the worst happen! It’s bad enough that you have to deal with the loss of a loved one but you don’t want the added stress of extra financial worries. Life Assurance is also commonly referred to as life insurance, mortgage protection, term assurance, life cover, death cover, family cover, funeral cover or even a death policy! Some people are of the opinion that it is only for people with families to protect, or mortgages to protect. In actual fact we have seen more and more single people taking out low level cover to ensure their parents or partner are left without any debt should the worst happen. It is an easy and relatively inexpensive way to actually have something to leave behind in your estate to provide for your loved ones financially even after you are gone! Lets face it there are very few of us that have plenty of money...

Harold Moore Financial Services, Planning for the Future Let’s be honest the majority of us shy away from reviewing our finances, as it can be complex and time consuming.  It doesn’t have to be.  Harold Moore Financial Services are here to listen and help you with all of your financial needs.  I am committed to acting in your best interest.  We are all individuals with different financial needs, so what is suitable for you, may not be the same for someone else. With over 30 years experience I have access to the full range of products and services which means I am not limited to just one provider.  I am constantly researching different products that come onto the marketplace I am an experts at reading the small print.  You can trust that every aspect has been considered and not only the price. I provide a delivery of excellence at all times. Why not request one of the below services and I will provide you with a comprehensive evaluation Free of Charge...

There's no better place in the world today for start-ups in Financial Services Ireland has an exceptionally strong international financial services sector with particular strengths in: administration and management of funds; re-insurance; cross border insurance and specialist finance, such as aviation leasing and asset finance. As a result, Ireland has built a deep pool of, managers, professional advisers, regulators and service providers with sophisticated domain knowledge in the key mobile financial services sectors. There are only a limited number of places in the world with such an ecosystem. A combination of 12.5% tax and an exceptionally extensive and comprehensive set of double tax agreements with 62 countries, makes Ireland a highly tax efficient location. Such efficiency is particularly beneficial for international financial service operations. Ireland is a very profitable location for financial services, due to the combination of high productivity and a cost base...

Harold Moore Financial Portfolio Harold Moore was born to parents George and Ellen Moore on the 16/06/1959. He grew up in the beautiful village of Ballintra, County Donegal, a county that he still resides in til this day. At a very early age he developed intense and highly-focused interests in financial matters and would later channel those interests into studying finance. He attended De La Salle secondary school in Ballyshannon from 1969 to 1975 before going on to Sligo Institute of Technology from 1975 -1979 where he graduated as a Certified Accountant.  During that period he achieved several Ulster School medals in Gaelic football. He also won medals in the Donegal badminton Championships as well as other minor achievements. After his graduation, Harold, spent the next number of years practicing with chosen accountancy firms to make him more self-assured in all financial situations and solutions. In 2000, he returned to his studies, this time to Dublin U...